United States / Multiple programsA patchwork of assistance
The United States offers separate routes for unemployment benefits, food assistance such as SNAP, welfare or temporary family assistance, and help with housing and utility bills.
What this means: there is no single application that guarantees every form of help. Qualification depends on the program and, often, state rules. Being unemployed is not itself a promise of cash assistance.
USAGov: financial hardship programs →
United Kingdom / Support with commitmentsUniversal Credit
A claimant commitment records what a recipient agrees to do. Depending on circumstances, this can include looking for work, preparing for work, or attending appointments. Health and caring responsibilities affect expectations.
A work coach can help with applications and training. Failure to meet requirements without an accepted reason can reduce payments through a sanction; hardship assistance may be available.
GOV.UK: claimant commitments and support →
Canada / Contributory insuranceEmployment Insurance (EI)
EI is a federal, premium-funded program: both employees and employers pay into it through every paycheque, and it replaces part of lost income for people who lose their job through no fault of their own. Qualifying requires between 420 and 700 hours of insurable work in the past year, depending on the regional unemployment rate.
Benefits pay 55% of average earnings, up to a 2026 maximum of $729 per week, for 14 to 45 weeks depending on hours worked and local conditions. Recipients must be ready and able to work and actively searching; voluntarily quitting without just cause generally disqualifies a claim.
Canada.ca: Employment Insurance benefits →
Australia / Mutual obligationsJobSeeker Payment
Recipients must report income and changes in circumstances. Mutual obligations can require agreed tasks and activities, with requirements depending on the person's situation.
The policy idea: income support is connected to participation in employment services. Penalties can apply when obligations are not met; the precise requirements and any exemptions need to be checked for the individual.
Services Australia: JobSeeker commitments · Mutual obligations
Finland / Unemployment income floorGeneral social security benefit
Kela's general social security benefit, introduced in May 2026, replaced its basic unemployment allowance and labour market subsidy. It supports eligible unemployed people who do not qualify for earnings-related allowance or have exhausted it.
Applicants must meet conditions including registration with employment services. Income can reduce the payment, and qualifying or waiting periods can apply. Despite its broad name, this is not an unconditional payment to everyone.
Kela: eligibility and conditions →
Mexico / Targeted programs, not general insuranceBienestar and state-level support
Mexico has no broad national unemployment insurance comparable to most OECD members. Instead, the federal Bienestar framework runs a set of targeted programs — pensions for older or disabled residents, the Jóvenes Construyendo el Futuro youth-employment scheme, and conditional family support tied to school and health visits.
To help fill the gap, some states run their own limited-duration unemployment payments — the State of Mexico's program, for example, offers up to MX$9,000 to workers who lost formal employment in the past eighteen months, funded and administered locally rather than nationally.
Secretaría de Bienestar: federal programs →
Cuba / State-directed full employmentScaled unemployment protection
Cuba's constitution commits to full employment through a state-dominated economy. Historically, displaced state workers received their full salary indefinitely until reassigned; recent labor reforms scaled this back to a tenure-based schedule — for example, one month at full base pay for workers with at least 10 years of service, extending to several months of partial pay for those with 25 to 30-plus years.
A separate, means-tested social assistance track exists for households whose head is unemployed due to health, disability, or another justifiable cause and lacks sufficient income for basic needs.
U.S. Social Security Administration: Cuba program description →
China / Means-tested last resortDibao — the Minimum Livelihood Guarantee
Dibao, launched in the 1990s and expanded nationwide by 2007, is a means-tested cash benefit that tops up household income to a locally set minimum, based on income, assets, and necessary spending — not on prior employment. It runs separately from China's contributory unemployment insurance, which requires formal-sector work history and employer contributions.
A distinct emphasis: because the two systems are separate, someone without a formal-work history — or who has exhausted contributory unemployment insurance — can still fall back on Dibao as a locally administered last resort, at a level set city by city.
Journal of Chinese Governance: Dibao development and scope →
Brazil / Family income and children's needsBolsa Família
This program supports eligible low-income families. Its conditions emphasize children's school attendance and health measures such as vaccination, nutritional monitoring, and prenatal care.
A different emphasis: the conditions focus on family wellbeing rather than simply requiring an adult to apply for jobs. Noncompliance can have escalating effects on benefits, with procedures for explanation and appeal.
Brazil's social development ministry: program rules (Portuguese) →
South Africa / Crisis assistanceSocial relief of distress
Ordinary temporary social relief can help people who cannot meet basic family needs during a crisis—for example, while awaiting a grant, after a disaster, or during temporary medical inability to work.
Assistance may be food parcels, vouchers, or cash in some provinces. This example describes the government's ordinary temporary relief program; it should not be confused with the separately administered special SRD cash grant.
South African Government: temporary relief →