UPGRADE PARTY
v28.0 changeset — housing log

AHCoin

Affordable Housing Coin — an earned path to a home, not a handout and not a loan.

How You Earn It

AHCoin is an affordable housing plan. You earn it, you don't buy it — through everyday actions that already support your community:

Buying products or services from people or companies

Donating items to certain thrift stores

Doing a work-study program

Sharing the AHCoin plan with businesses and others

The Tier System

Six Levels, Location-Dependent

AHCoin has six levels — the value or usefulness of your AHCoin depends on where you plan to live:

Copper
Bronze
Silver
Gold
Emerald
Diamond
AHCoin tier level panel showing Copper through Diamond housing options
Example

Bronze level might get you a tiny house in Seattle — or a full studio apartment in a smaller town, where housing costs less to begin with. Utilities and other expenses may still apply on top of your AHCoin level.

Higher levels unlock bigger dwellings. Choose to live smaller than your level allows, and you can take the difference back as cash — downsizing pays you, instead of costing you.

The Rules

How AHCoin Works

  • Non-Transferable

    AHCoin has no cash value and generally can't be transferred to someone else.

  • Founder Coin

    The exception: "Founder" AHCoin, offered to help buy specific properties, is transferable — you can sell it.

  • Governance

    AHCoin holders vote for a building's Trustees while they're tenants. Trustees keep the building running. Each building is its own non-profit entity, with ownership safeguards built in.

  • Eligibility

    No age limit, no location limit. If you receive cash out of this program, it's reported as taxable income above the current $600 threshold.

  • Terms

    The AHCoin program's terms can be upgraded at any time as the plan develops.

Available Now

Founder AHCoin is currently offered to help acquire buildings in Washington State and Oregon.

Get Founder AHCoin →
Related Ideas

Where AHCoin Fits